Privacy Policy

Welcome to Préstamos: Dinero Sin Buró ("we", "our" or "the App"), developed and operated by Vizum Technologies, S.A.P.I. de C.V.

This Privacy Policy explains what data we collect, how we use it, and how we protect your information when you use our mobile application.

Our principal financial partner is Banco Regional, S.A. (RFC: BRM940216EQ6).

When you use our App, we collect the following categories of data:

2.1 Data Used for Tracking

The following data may be used to track your activity across apps and websites owned by other companies:

• Identifiers (Device ID)

2.2 Data Not Linked to Your Identity

The usage data collected is not linked to your personal identity. We do not collect or store personally identifiable information such as name, email address, phone number, or financial information directly within the App.

The data collected is used for the following purposes:

• Analytics: to analyze App usage, understand user behavior, and improve performance and experience;
• Advertising: to display personalized ads and measure the effectiveness of advertising campaigns;
• Tracking: your Device ID may be used to track you across apps and websites owned by other companies for targeted advertising and marketing attribution;
• Partner Referrals: when you select a loan offer, you will be redirected to the partner lender's platform, where their own privacy policy and terms of service apply.

We may share collected data with the following categories of third parties:

• Advertising Networks: advertising partners who may receive your Device ID and ad interaction data for targeted advertising and tracking purposes;
• Analytics Providers: third-party analytics services to process usage data and help us understand how the App is used;
• Partner Lenders: anonymized interaction data shared with financial partners to facilitate loan offer selection;
• Legal Compliance: data may be disclosed when required by law or in response to valid legal requests.

We retain collected data only for as long as necessary to fulfill the purposes described in this Privacy Policy or as required by applicable law. Analytics and advertising data is generally retained for a maximum period of 24 months.

We implement administrative, technical, and physical security measures in accordance with industry standards to protect the data we collect. However, no security system is completely infallible, and we cannot guarantee the absolute security of your data.

In accordance with the Federal Law on Protection of Personal Data Held by Private Parties (LFPDPPP), you have the right to:

• Access: know what personal data we hold about you and how we use it;
• Rectification: request correction of your personal data if it is inaccurate or incomplete;
• Cancellation: request deletion of your data from our databases;
• Opposition: object to the processing of your data for specific purposes.

You may also disable personalized advertising through your device settings (for example, "Limit Ad Tracking" on iOS).

To exercise your ARCO rights, please contact us using the contact information provided below.

Our App may contain links to third-party websites, services, and lenders. We are not responsible for the privacy practices or content of such third parties. We recommend reading their privacy policies before providing them with your personal data.

Our App is not intended for persons under 18 years of age. We do not knowingly collect data from minors. If you believe a minor has provided us with data, please contact us immediately.

We may update this Privacy Policy periodically. The updated version will be published in the App with a revised "Last updated" date. Continued use of the App after changes constitutes your acceptance of the updated Policy.